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Credit for debtors

Credit for debtors

More and more people are facing the problem of over-indebtedness. This is evidenced by stricter rules governing access to consumer credit in Norway. Getting out of the debt loop is not easy, and one of the best solutions is a credit for debtors in Norway . When can you apply for a consolidation loan?


For whom is credit for debtors in Norway?

Credit for debtors in Norway – Financing your way out of the debt loop with another loan does not seem very sensible at first glance. In practice, however, such a product is nothing more than a refinancing of your debts. The bank whose offer you are taking advantage of is buying your loans from other institutions. As a result, instead of making multiple payments, you only have to remember one payment per month.

A consolidation loan is ideal for people with small debts. This operation can cover almost all types of liabilities – cards and loans, including mortgages, cash and car loans. If you would like this form of service, please contact us.


Credit for debtors in Norway. Is it worth it?

The significantly lower number of monthly transfers you have to make is not the only advantage of this solution. By taking out a new debtor loan, you save on interest. By having several liabilities at different banks, you pay several different interest rates. By choosing to consolidate with one bank, you only pay interest on one loan. For this reason, refinancing is not only a convenient way to make payments, but above all a tangible saving.


How do I get such a loan?

You should first contact a credit counsellor of your choice, who will review your case and present you with some of the best offers on the market. It is very important to choose the right advisor, because it is the quality of their work that largely determines whether you will get a debtor loan at all and under what conditions. Once you have reached an agreement and chosen the best solution for you, the formalities are over.

After this stage, the bank whose offer you have taken advantage of will settle your debts with other institutions. Instead of several loans, you get one convenient payment that you won’t forget about. Moreover, if your creditworthiness allows, you can take out an additional loan amount. In many cases, taking out a new loan will not put an additional burden on your family budget.