How do I get loan for house in Norway? Is it possible even in the face of stricter regulations? We know from experience that a lot depends on the bank where you apply, as well as the mortgage advisor who handles your case. Find out how you can realise your dreams of having a home in Norway.

Loan for house in Norway = mortgage loan

A loan for house in Norway is a loan against a mortgage. In other words, a mortgage means that you take money plus interest (credit) from a bank, and a guarantee that the bank will get the money back is that you pledge your property, e.g. a house, flat or land.

A mortgage is usually seen as a loan to buy a house. In this case, the pledge is the flat or house purchased with the money received from the bank. However, this is only one, albeit the most common, type of mortgage.

More about mortgages

How do I get a loan for  house in Norway?

Whether you succeed in getting a home loan in Norway does not depend solely on your creditworthiness. The bank and the adviser who helps you throughout the process is equally important. It is important to know which institution to apply to in order to have a good chance of being approved. Remember – after the first negative decision, your chances of getting a home loan drop dramatically!


Mortgage loan in Norway – basic requirements



We will help you make your dream of owning your own home come true!

You can find out the best terms by contacting each bank separately. You should be aware that each institution may offer different conditions and calculate creditworthiness in different ways. Also, a lot depends on the bank advisor. However, this type of solution requires a lot of time, maximum commitment and patience.

A much more convenient way out of this situation is to take advantage of professional credit counselling. Lorentzen Consulting AS provides such services and has already helped many clients to get financing. We recommend that you contact us!