Do you have many different credit cards, consumer or other credit cards you take out and own a home? In such cases, it is worth considering refinancing, which is a good way to improve your liquidity. This also applies to persons who have been subject to enforcement or when the bank has sent them notes.
If you have your property, we can help you get out of the debt loop. Refinancing involves combining all loans into a single instalment, which will be easier to repay and, above all, cheaper. This will result in lower interest rates to help you regain your liquidity.
Keep in mind that when your bank issues a payment note, you will lose the ability to take out a new loan regardless of whether it is a mortgage, car, consumer or new credit card. This is tantamount to a loss of creditworthiness, which may result m.in. problems in obtaining new telephone or electricity subscriptions. You will also not be able to take anything in installments, as well as make online purchases with an invoice with a later payment date.