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Credit for debtors More and more people are facing the problem of over-indebtedness. This is evidenced by stricter rules governing access to consumer credit in Norway. Getting out of the debt loop is not easy, and one of the best solutions is a credit for debtors in...

Life in Norway – 5 surprising facts ife in Norway can surprise anyone who move to this country. It has a slightly different morality and culture, which translates into a different everyday life than in Poland or any other country. Discover 5 surprising facts to be...

Life in Norway for beginners – where to start?         When moving to Norway, you should bear in mind that renting a flat is slightly more expensive than a home loan. If you want to stay in the Fjords for a longer period, consider buying your own...

Moving to Norway – what do you need to remember?                                   Moving to Norway is a very important decision. Especially if you are going to go over the fjords for...

  Record number of credit card cancellations at banks in Norway           In early 2019, Norwegian Finance Minister Siv Jensen significantly tightened the requirements for those banks that offer consumer credit. The amendments mainly...

  Impact of skatteoppgjør on your current and future loans   June is the month in which you receive your tax return results for the previous year – that is, in Norwegian skatteoppgjør. It’s not just about the tax refund or the possible need for a surcharge....

Consolidation loan and creditworthiness     A consolidation loan in Norway is a good solution for those caught in a debt spiral. First of all, because this way you regain control of your financial obligations by turning several instalments into one that you...

Loan for house   How do I get loan for house in Norway? Is it possible even in the face of stricter regulations? We know from experience that a lot depends on the bank where you apply, as well as the mortgage advisor who handles your case. Find out how you can...

Loan for housing     Property prices on the fjords are skyrocketing every year. However, buying your own home is still a viable long-term investment as the monthly instalment will in most cases be the same or even lower than the price of renting. Find out...

Tax return in Norway – find out what you need to know   Life in Norway is not only associated with high wages. When living on fjords, one has to reckon with the fact that sooner or later the time for tax settlement will come. Settlement period with the Norwegian...

What loans can you apply for in Norway? Find out more about this topic.   Loans in Norway – what types are available? Loans in Norway are of several main types: refinancing, consumer credit, car loans, credit cards and mortgage loans. In the case of credit cards,...

How much do I need to earn to get a home loan in Norway? Statistics provided by the housing group OBOS (housing association) shed some light on this issue. It is clear from them that for a 3-room apartment of 70 sqm you have to pay an average of NOK 4.2 million, or 60...

Also for those who have liquidity problems Do you have many different credit cards, consumer or other credit cards you take out and own a home? In such cases, it is worth considering refinancing, which is a good way to improve your liquidity. This also applies to...

According to Norges Bank, prices are expected to rise by 2-4 percent in the coming years. This is a good signal for those who want to enter the related market. By all indications, price falls should not be expected any time soon. The barrier to taking this step is...

Consumer bankruptcy in Norway – what is it?   From a legal point of view, consumer bankruptcy in Norway is when you are no longer able to pay your debts on an ongoing basis. It is important to note that there is no distinction on the fjords as to whether you are...