709, 2021

Credit for debtors

More and more people are facing the problem of over-indebtedness. This is evidenced by stricter rules governing access to consumer credit in Norway. Getting out of the debt loop is not easy, and one of the best solutions is a credit for debtors in Norway . When can you [...]

709, 2021

Loan for housing

Property prices on the fjords are skyrocketing every year. However, buying your own home is still a viable long-term investment as the monthly instalment will in most cases be the same or even lower than the price of renting. Find out what you need to do to get a [...]

709, 2021

Loan for house

How do I get loan for house in Norway? Is it possible even in the face of stricter regulations? We know from experience that a lot depends on the bank where you apply, as well as the mortgage advisor who handles your case. Find out how you can realise [...]

2808, 2020

Consumer bankruptcy in Norway

Consumer bankruptcy in Norway - what is it? From a legal point of view, consumer bankruptcy in Norway is when you are no longer able to pay your debts on an ongoing basis. It is important to note that there is no distinction on the fjords as [...]

2808, 2020

Refinancing with real estate security

Also for those who have liquidity problems Do you have many different credit cards, consumer or other credit cards you take out and own a home? In such cases, it is worth considering refinancing, which is a good way to improve your liquidity. This [...]

2808, 2020

How much do you need to earn to get a home loan in Norway

How much do I need to earn to get a home loan in Norway? Statistics provided by the housing group OBOS (housing association) shed some light on this issue. It is clear from them that for a 3-room apartment of 70 sqm you have to pay an [...]

2808, 2020

Loans in Norway – what types are there and how to get them?

What loans can you apply for in Norway? Find out more about this topic. Loans in Norway - what types are available? Loans in Norway are of several main types: refinancing, consumer credit, car loans, credit cards and mortgage loans. In the case [...]

2808, 2020

Life in Norway for beginners – where to start?

When moving to Norway, you should bear in mind that renting a flat is slightly more expensive than a home loan. If you want to stay in the Fjords for a longer period, consider buying your own property. When deciding to buy your first home in Norway, there [...]

2808, 2020

Tax return in Norway – find out what you need to know

Life in Norway is not only associated with high wages. When living on fjords, one has to reckon with the fact that sooner or later the time for tax settlement will come. Settlement period with the Norwegian Tax Office (Norwegian Skatteetaten) takes place in April and, in [...]

2808, 2020

Life in Norway – 5 surprising facts

Life in Norway can surprise anyone who move to this country. It has a slightly different morality and culture, which translates into a different everyday life than in Poland or any other country. Discover 5 surprising facts to be aware of before you leave. [...]

2808, 2020

Moving to Norway – what do you need to remember?

Moving to Norway is a very important decision. Especially if you are going to go over the fjords for longer. It is worth knowing how to properly prepare for the trip, so that the new reality does not surprise you. You can do a lot of things [...]

2808, 2020

Record number of credit card cancellations at banks in Norway

In early 2019, Norwegian Finance Minister Siv Jensen significantly tightened the requirements for those banks that offer consumer credit. The amendments mainly concern the rules for examining applications. A new m.in. debt register (Norwegian: Gjeldregister), which provides much more information about debts than those presented so far [...]

2808, 2020

Impact of skatteoppgjør on your current and future loans

June is the month in which you receive your tax return results for the previous year – that is, in Norwegian skatteoppgjør. It's not just about the tax refund or the possible need for a surcharge. It's also the time when credit rating agencies in Norway recalculate [...]

2808, 2020

Consolidation loan and creditworthiness

A consolidation loan in Norway is a good solution for those caught in a debt spiral. First of all, because this way you regain control of your financial obligations by turning several instalments into one that you will always remember. You'll often find that by combining the interest, [...]

We value quality, professionalism and responsibility. Trust us, and you will know that you have made the right choice!

Lorentzen Consulting AS is synonymous with reliability. This obliges us to offer services of the highest quality. Over many years of experience, we have acquired the knowledge and skills required to help you. Remember – the earlier you contact us, the more effectively we can guide you through the process.
Contact us today for a free and no-obligation review of your case. Together we will find the best solution for you.